UK Salary Calculator
Gross minus deductions equals Net - but how much is actually left? Our tool does the maths, revealing how Tax and National Insurance affect your salary so you can see what truly lands in your bank account.
UK salary after tax calculator
Get a clear and accurate breakdown of your taxes, deductions, and take-home pay in seconds.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Important Disclaimer: UK Salary Calculator (2024/2025)
This calculator is for illustrative and general guidance purposes only.
The results provided are estimates based on standard UK tax rules and the information you enter. They should not be taken as a final determination of your actual take-home pay or as a substitute for professional financial advice.
Your actual take-home pay can be significantly impacted by a number of personal and financial factors not accounted for in a basic calculator, including, but not limited to:
1. Personal Tax Circumstances:
-
Tax Code: Assumes a standard tax code (e.g., 1257L). Your code may differ due to having multiple jobs, taxable benefits (e.g., company car), or claiming tax reliefs.
-
Income Adjustments: If your income is over $\text{£}100,000$, your Personal Allowance is gradually reduced, increasing your effective tax rate.
-
Scottish Taxpayer: Income tax rates and bands are applied differently for residents of Scotland.
2. Specific Deductions:
-
Pension Contributions: The calculation must accurately account for whether your pension is deducted before tax (Salary Sacrifice) or after tax (Net Pay arrangement).
-
Student Loan Repayments: The amount depends on your specific Student Loan Plan (e.g., Plan 1, 2, 4, or Postgraduate Loan), each with different thresholds.
-
High Income Child Benefit Charge (HICBC): If applicable, this can result in an additional tax charge that directly reduces your net pay.
Avoid the HMRC Penalty